OK, checked in with the Health Dept. Long story about how it came about, etc, but here it is in a nutshell - for MY county now:
License and inspections are required for a regular and consistent business operation.
They are short staffed, so the state made us "one-day-event guys" exempt.
He recommended the class - which I will do.
He gave me coarse tips like don't use the meat ice for drinks, 40-140 is the danger zone, etc, etc.
No license needed.
He also told me about the "guy on the side of the road" license - there is some quirky law still in effect - you can buy a permit for 14 days, then you have to take off for 30 days, then you can be back on for 14, etc, etc. Now that is my kind of job - work two weekends and take a month off. :-)
Insurance will be forthcoming - smart and cheap.
Thank you all for this wonderful input and ideas - this forum is great. Brad in KY